Check credit Kansas

The increase in non-revolving debt was mostly federal government debt from student loans.   There was a slight increase in car borrowing, which increased from an annual rate of 11.41 million autos to 12.2 check credit Kansas million. Read the rest of this entry check credit Kansas The FBI Mortgage Fraud Report is conducted annually to better understand the threat posed by mortgage fraud crimes against the U.S.

 This most recent report was based on 2010 information and released in 2011. The information was check credit Kansas compiled from many sources including the FBI; federal, state and local law enforcement; mortgage industry; other government agencies such as Fannie Mae and Freddie Mac. According to the FBI, “mortgage fraud is a material misstatement, misrepresentation, or omission relied on by an underwriter or check credit Kansas lender to fund, purchase, or insure check credit Kansas a loan.

This type of fraud is usually defined as loan origination fraud.

Mortgage fraud also includes schemes targeting consumers, such as foreclosure rescue, short sale, and loan modification.” Read the rest of this entry TransUnion, one of check credit Kansas the three credit reporting agencies, received many phone calls in September from consumers regarding a fraud scam.  Its because of the volume of calls that TransUnion became aware of the scam. online credit report free  It involves text messages and voicemails informing credit card customers that their credit card has been deactivated and are instructed to call a number for more information.  When the number is called, a recorded message asks for check credit Kansas the sixteen-digit credit card number plus more personal information. TransUnion wants to alert cell and smart phone users about this scam.  It doesn’t matter what type of phone you have, which carrier check credit Kansas you use, or what platform you are on, this scam can attack check credit Kansas any of them.

In July, a similar scam was reported by credit unions check credit Kansas from around the country.  Credit union members received text messages from ”Credit Union Services” to call a number to have their card reactivated. There were several different phone numbers provided. 1 free credit report per year If check credit Kansas you get a voicemail or text like either of these, don’t call the number on the message.

 Instead, call your credit card company using the check credit Kansas number on the back of your credit card.  This is probably a check credit Kansas scam.

You should never respond to a request for your personal information on the internet or phone, unless you are certain of the source.  Financial institutions and credit card companies don’t ask for your personal information via the internet or phone, so don’t provide that information. If you initiated the call and trust the source, provide the information.

 If something doesn’t seem right, don’t give out any personal information.

If you have given out your account information or received this scam message, you may want to get check credit Kansas your credit report, place a fraud alert or credit freeze on your credit report.  To receive a free check credit Kansas copy of your credit report go to www.annualcreditreport.com  and order a credit report from all three credit check credit Kansas reporting agencies – Equifax, Experian and TransUnion.check credit Kansas   Review your credit reports for any new accounts that have been opened that you didn’t approve. To  place a fraud alert or credit freeze on your credit report at each of the three credit reporting agencies, use the contact information below: Equifax: www.check credit Kansas equifax.com or (800) 525-6285 or (888) 766-0008 Experian: www.experian.com or  (check credit Kansas 888) 397-3742 TransUnion: www.transunion.com  or (800) 680-7289 John Ulzheimer is the President of Consumer Education at SmartCredit.com, the credit blogger for Mint.com, and a Contributor for the National Foundation for Credit Counseling.  He check credit Kansas is an expert on credit reporting, credit scoring and identity theft. free 3 credit reports Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry.  Follow him on Twitter here.